Term Of Use

Terms of Service

Effective 9/01/2026

These Terms of Service ("Terms") govern your use of beyourownwavellc.com, learn.beyourownwavellc.com, and any course, download, or other product you buy from us. The site and products are operated by Be Your Own Wave LLC, an Arizona limited liability company ("we," "us," "our"). By using the site or buying a product, you agree to these Terms. If you don't agree, please don't use the site or buy from us.

1. Who can buy

You must be at least 18 years old and able to enter a binding contract to buy from us.

2. Educational content only

Our courses, calculators, workbooks, guides, and other materials are educational. They are not financial, investment, tax, legal, or medical advice, and they are not therapy or a substitute for it.

Patricia Lynne Price is a licensed therapist in Arizona. Buying or using our products does not create a therapist-client relationship, a financial advisor relationship, or any other professional relationship.

You are responsible for your own decisions, including any decision about leaving or staying in a job. Before making major financial decisions, consider speaking with a qualified financial, tax, or legal professional.

3. No guarantee of results

Any tool we provide, including the Corporate Exit Runway Calculator, produces results based only on the numbers you enter. We don't guarantee any particular financial, career, or personal outcome. Examples or stories on our site describe individual experiences and are not a promise of what you will achieve.

4. Purchases and payment

Prices are listed in U.S. dollars and are charged at the time of purchase. Unless a product page clearly says otherwise, purchases are one-time payments and do not renew. Payments are handled by a third-party payment processor. We do not store your full card details.

5. Refunds

Refunds are handled under our Refund Policy at https://beyourownwavellc.com/refund-policy, which is part of these Terms.

6. Your access and license

When you buy a product, we give you a personal, non-exclusive, non-transferable license to access and use it for your own use. You may not:

share your login or course access with anyone else;

copy, resell, sublicense, redistribute, or publicly post our videos, workbooks, guides, calculator, or other materials;

create products or services based on our materials; or

use automated tools to scrape or download site content.

If you make a copy of the Corporate Exit Runway Calculator in your own Google Drive, you may keep and use that copy for your own personal planning. The same restrictions on sharing and resale apply to it.

We may suspend or end your access if you break these Terms. Access to the course area also ends if you receive a refund.

7. Your information

The numbers you enter into your copy of the calculator stay in your own Google Drive. We do not receive or store them. How we handle the information you do give us, such as your name and email address, is described in our Privacy Policy at https://beyourownwavellc.com/privacy-policy.

By buying or signing up, you agree that we may email you about your purchase and your account. You can unsubscribe from marketing emails at any time using the link in any email.

8. Third-party services

Our products may rely on services we don't control, such as Google Drive and our payment processor. Your use of those services is governed by their own terms. We aren't responsible for their availability or performance.

9. Intellectual property

All content on our site and in our products, including text, video, graphics, logos, workbooks, and the calculator, is owned by Be Your Own Wave LLC or its licensors and is protected by copyright and other laws. Nothing in these Terms transfers ownership to you.

10. Site availability

We work to keep the site and course area available, but we don't guarantee uninterrupted or error-free access. We may update, change, or discontinue parts of the site or products at any time. If we discontinue a product you bought, we will make reasonable efforts to let you download what you purchased first.

11. Disclaimer of warranties

Except as stated in our Refund Policy, the site and products are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

12. Limitation of liability

To the fullest extent permitted by law, Be Your Own Wave LLC and its owners, employees, and contractors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost income, savings, or opportunities, arising from your use of the site or products.

Our total liability for any claim related to the site or products will not exceed the amount you paid us for the product that gave rise to the claim.

13. Indemnification

You agree to hold harmless Be Your Own Wave LLC and its owners, employees, and contractors from claims arising from your misuse of the site or products or your violation of these Terms.

14. Dispute resolution and arbitration

Please read this section carefully. It affects your legal rights.

Talk to us first. If you have a concern, email [email protected]. Most issues can be resolved quickly this way. You agree to try to resolve any dispute informally for at least 30 days before starting arbitration.

Binding arbitration. Any dispute that isn't resolved informally will be settled by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The arbitration will take place in [Yavapai] County, Arizona, or by video conference or written submissions if both parties agree. Judgment on the arbitrator's award may be entered in any court with jurisdiction.

Small claims exception. Either party may bring an individual claim in small claims court instead of arbitration, if the claim qualifies.

No class actions. You and we each agree to bring claims only in an individual capacity, not as a plaintiff or class member in any class, collective, or representative proceeding.

Opting out. You may opt out of this arbitration agreement by emailing [email protected] within 30 days of your first purchase, with the subject line "Arbitration Opt-Out." If you opt out, disputes will be resolved in the state or federal courts located in Arizona.

15. Governing law

These Terms are governed by the laws of the State of Arizona, without regard to its conflict-of-law rules, and by the Federal Arbitration Act.

16. Changes to these Terms

We may update these Terms from time to time. We'll post the updated version on this page with a new effective date. Changes apply to purchases made after the effective date. Continuing to use the site after changes are posted means you accept the updated Terms.

17. General

If any part of these Terms is found unenforceable, the rest remains in effect. Our failure to enforce any part of these Terms is not a waiver. These Terms, together with our Refund Policy and Privacy Policy, are the entire agreement between you and us about the site and products.

18. Contact

Be Your Own Wave LLC

[email protected]